Terms and condition

By purchasing any of these courses through our website, you agree to all of the terms contained in this Agreement.

DIGITAL COURSES

A.O.S ACADEMY LIMITED (Company, Us, We, Our) agrees to provide the online course, French for TEF Canada Applicants (Course) made available through our online shopping cart at www.ftc.aosacademy.com

You understand and agree to abide by all policies and procedures outlined in this Agreement as a condition of your access to the Course.

DISCLAIMER

You understand that we are not an agent, lawyer, doctor, manager, therapist, or other personal professional for you. You also understand that your participation in this Course will not guarantee any specific or particular personal or business-related result and should you experience any personal, professional, or business-related issues,you should see your therapist, financial advisor, accountant, attorney, or other professional as determined by your own judgment.

You also understand that we have not promised, shall not be obligated to and will not deliver any guaranteed outcomes as a result of following the recommendations set forth in this Course. You should make your own lifestyle and business decisions based on your own personal goals, objectives and desires. Its important to note and understand that the information provided in this Course is not intended to be individual business advice tailored specifically to you and should not be used as a substitute for individual business advice. All information provided in this Course is general in nature and based on our research, knowledge and experiences. We recognize that our advice and recommendations are not one-size-fits-all and should be followed at your own discretion.

You further understand that a one-on-one relationship does not exist between us as a result of your purchase of this Course. In order for us to enter into a one-on-one coaching relationship,a separate agreement will be entered into and signed by both you and us.

FEES

The fees for the Courses are a one-time payment of $399 (145,000), $309 (110,000), $169 (60,000) and $999 (360,000) for FTC Beginner, Intermediate, Advanced and One-on-one coaching respectively or 2 monthly payments of $209 (75,000), $159 (57,000), $99 (36,000) and $519 (190,000) or Early bird of $299 (108,000), $219 (80,000), $99 (36,000) and $699 (250,000) or 2 monthly payments of $159 (57,000), $369 (133,000) or 4 monthly payments of $119 (43,000), $79 (29,000), $49 (18,000) and $259 (94,000).

By submitting your credit card information online, you authorize us to charge your credit card for the full payment, or if you opted to use our installment payment option, the first installment will be charged on your date of purchase, and all future installments will be charged within 30 days each month thereafter until the balance is paid in full.

If your card is declined on the date your payment is due, we will send you a reminder email and prompt you to enter new card information to process your payment. If payment is not made within 3 days, your access to the Course materials will be suspended until payment is made.

Please note you are authorizing us to process your payments between 30 days of your first payment. We use Paystack as our payment processor and its their policy to deduct your payment for the program.

Please note that this is not a pay-as-you-go or monthly program. Through joining the program and accepting the terms and conditions, you acknowledge and understand that you are fully responsible for the payment of the full cost of the Program.

You understand and agree that if you default on your installment payment, you will not be given access to the course until you have paid up all your remaining balance.

You understand and agree that if we incur any legal fees attempting to collect unpaid/declined fees from you,you will be responsible for all legal fees, including court costs and incurred by us in pursuit of your fee for the Course. We also reserve the right to turn your account over to collections and report your non-payment to the credit bureaus.

REFUNDS

Due to the nature of the services provided, all sales are final and Company maintains a strict NO REFUND policy. If you decide that you no longer wish to participate in the course, you may cancel your enrolment, but no refund will be issued, and you will still be financially responsible for the entire course fee.

PAY SMALL SMALL

When you take our "Pay Small Small" offer, there are no refunds. You will only get access to the course after you have made all your payments.

NON-DISCLOSURE OF COURSE MATERIALS

All course materials are proprietary, copyrighted and developed solely and specifically by us. All videos, audios, transcripts, worksheets, materials, etc. are provided for your personal use only and may not be shared or reproduced without out written consent.

BONUSES:

Please note that bonuses for program are subject to change and you must follow the guidelines set by coach in order to receive them.

FACEBOOK GROUP.

You understand that the enrollment fee for this Program covers the actual Program ONLY and the Facebook Group component is purely complementary and we reserve the right to terminate the Facebook Group at any time, with or without notice.

FACEBOOK COMMUNITY GUIDELINES

The Facebook Group is a place where everyone should feel welcome, safe, and secure. The purpose of the group is to connect with, share, and inspire others. Negativity, gossip, and cyberbullying will not be tolerated. Each member should feel safe to share in the group. You may not copy, steal, or share the content, ideas, strategies, or plans of the members in the group without their permission. You may not contact the other members outside of the group without their permission. Adding members to your email list without their permission is strictly prohibited. Failure to adhere to this Participation Agreement may result in removal from the Facebook Group.

NO TRANSFER OF INTELLECTUAL PROPERTY

The Course is protected by copyright and original materials provided to you are for your individual use only as a single-user license. You are not authorized to use any of our intellectual property for any purpose other than your own personal use.No license to sell or distribute our materials is granted or implied. By signing below, you agree (1) not to infringe any copyright, patent, trademark, trade secret, or other intellectual property rights, (2) that any Confidential Information shared by us is confidential and proprietary, and belongs solely and exclusively to us; and (3) not to disclose such information to any other person or use it in any manner other than in discussion with us.

CLIENT RESPONSIBILITY

The Course is developed strictly for educational and informational purposes ONLY. You accept and agree that you are 100% responsible for your progress and results from the Course. We make no representations, warranties or guarantees verbally or in writing. You fully understand that because of the self-study nature of the Course, the results experienced by each Participant may significantly vary. Course information is intended for a general audience and does not purport to be, nor should it be construed as, specific advice tailored to any individual. We assume no responsibility for errors or omissions that may appear in any Course materials.

SEVERABILITY/WAIVER

If any provision of this Agreement is held by to be invalid or unenforceable, the remaining provisions shall nevertheless continue in full force. The failure of either Party to exercise any right provided for will not be deemed a waiver of that right or any further rights hereunder.

MISCELLANEOUS

LIMITATION OF LIABILITY -You agree that your use of this Course is at your own risk and that the Course is only an informational and educational service being provided.

You release Company, its members, officers, employees, directors, subsidiaries, principals, agents,heirs, executors, administrators, successors, assigns, Instructors, guides,staff, Participants, and related entities (Releases) from any and all damages that may result from any claims arising from any agreements, all actions,causes of action, contracts, claims, suits, costs, demands and damages of whatever nature or kind in law or in equity arising from participation in the Course. You accept any and all risks, foreseeable or unforeseeable.

You agree that we will not beheld liable for any damages of any kind resulting in or arising from including but not limited to; direct, indirect, incidental, special, negligent,consequential, or exemplary damages happening from the use or misuse of our services or enrollment in the Course.

NON-DISPARAGEMENT. You agree not to engage in any conduct or communications with a third party, public or private, designed to disparage Company or the Course.

You nor any of your associates,employees or affiliates will directly or indirectly, in any capacity or manner,make, express, transmit speak, write, verbalize or otherwise communicate in anyway (or cause, further, assist, solicit, encourage, support or participate in any of the foregoing), any remark, comment, message, information, declaration,communication or other statement of any kind, whether verbal, in writing, electronically transferred or otherwise, that might reasonably be construed to be derogatory or critical of, or negative toward, the Company or any of its Program members, owners, directors, officers, affiliates, subsidiaries,employees, agents or representatives.

INDEMNIFICATION. You shall defend, indemnify, and hold harmless Company and its members, officers, employers, employees, contractors, directors, related entities, trustees, affiliates, and successors from and against any and all liabilities and expenses whatsoever, excluding, however, any such expenses and liabilities which may result from sole negligence or willful misconduct Company.

You shall defend Company in any legal actions, regulatory actions, or the like arising from or related to this Agreement. You recognize and agree that all of Company's members, shareholders, trustees, affiliates and successors shall not be held personally responsible or liable for any actions or representations of Company.

RESOLUTION OF DISPUTES.

Any dispute relating to this agreement which cannot be resolved by negotiations between the parties within Ten (10) days of either party giving notice to the other party that a dispute has arisen shall be submitted to mediation at the Lagos Multi-Door Courthouse and failing settlement either party shall refer the matter to be finally settled by arbitration in accordance with the Arbitration & Conciliation Act, Cap A18, Laws of the Federation of Nigeria LFN 2004 (or any Statutory replacement thereof), by a sole Arbitrator appointed by the Chairman of the Chartered Institute of Arbitrators UK Nigeria Branch.

The Arbitration shall take place in Lagos, Nigeria and shall be conducted in English Language. The arbitrator shall have a maximum period of Fifteen (15) working days to resolve the dispute after the exchange of pleadings by the parties. The decision of the arbitrator shall be final and binding on all parties. There shall be no recourse to litigation."

CONTACT. Any questions or concerns related to this Agreement should be sent to ftc@aosacademy.com